Payment Methods Overview 💳
PayRequest supports a comprehensive range of payment methods to accommodate customers worldwide. From European-focused solutions like iDEAL and SEPA Direct Debit to international options like credit cards and digital wallets, we’ve got you covered.Multi-Provider Support: PayRequest integrates with multiple payment providers, giving you flexibility and redundancy for your payment processing needs.
🌍 Payment Method Categories
PayRequest organizes payment methods into logical categories to help you choose the best options for your customers:🇪🇺 European Methods
Regional Specialists
- iDEAL (Netherlands)
- Bancontact (Belgium)
- SEPA Direct Debit (EU-wide)
- Sofort (Germany)
- Giropay (Germany)
🌎 International Methods
Global Solutions
- Credit/Debit Cards (Visa, Mastercard, Amex)
- PayPal
- Apple Pay
- Google Pay
- Bank Transfers
💳 Credit and Debit Cards
The most universally accepted payment method, perfect for international customers.Supported Card Types
- Major Card Networks
- Regional Cards
Visa
- Global acceptance
- Debit and credit variants
- 3D Secure authentication
- Instant payment processing
- Worldwide recognition
- SecureCode protection
- Corporate card support
- Real-time fraud detection
- Premium card network
- Enhanced security features
- Corporate travel cards
- Higher interchange fees
Card Processing Features
Security
- 3D Secure authentication
- PCI DSS compliance
- Fraud detection algorithms
- Tokenization support
User Experience
- One-click checkout
- Saved payment methods
- Mobile-optimized flow
- Guest checkout options
Business Tools
- Real-time processing
- Automatic retries
- Chargeback protection
- Detailed reporting
🏦 European Bank Payment Methods
Optimized for European customers with local banking preferences and lower processing costs.iDEAL (Netherlands)
Bancontact (Belgium)
SEPA Direct Debit
🌐 International Payment Methods
Reach customers worldwide with globally recognized payment solutions.Digital Wallets
PayPal
Global Reach: 400+ million active users
Buyer Protection: Built-in fraud protection
Express Checkout: Skip form filling
Currency Support: 25+ currencies
Mobile Optimized: App and mobile web
Apple Pay
iOS Integration: Native iPhone/iPad payments
Touch/Face ID: Biometric authentication
Privacy Focused: No card details shared
Instant Payments: One-touch checkout
In-App Support: Mobile app integration
Google Pay
Android Native: Built into Android devices
Chrome Integration: Browser-based payments
Contactless: NFC payment support
Security: Tokenized transactions
Global Availability: 40+ countries
Microsoft Pay
Windows Integration: Native Windows 10/11
Edge Browser: Seamless web payments
Xbox Support: Gaming platform integration
Enterprise Focus: B2B payment solutions
Security: Enterprise-grade protection
Bank Transfers
🚀 Emerging Payment Methods
Stay ahead with next-generation payment technologies.Buy Now, Pay Later (BNPL)
Klarna
Pay Later: 30-day payment terms
Installments: Split payments over time
No Interest: 0% financing options
Consumer Protection: Purchase guarantees
Mobile App: Customer account management
Afterpay
4 Installments: Split into equal payments
No Interest: Fee-free for on-time payments
Instant Approval: Real-time credit decisions
Consumer Friendly: Transparent fee structure
Merchant Protection: Payment guarantee
Cryptocurrency (Future Support)
Coming Soon: PayRequest is evaluating cryptocurrency payment support including Bitcoin, Ethereum, and stablecoins for forward-thinking merchants.
📊 Payment Method Comparison
Choose the right payment methods for your business model:- Cost Comparison
- Geographic Reach
- Settlement Times
| Payment Method | Transaction Fee | Percentage Fee | Best For |
|---|---|---|---|
| iDEAL | €0.29 | 0% | Dutch customers, any amount |
| Bancontact | €0.35 | 0% | Belgian customers |
| SEPA Direct Debit | €0.15 | 0% | Recurring payments, EU |
| Credit Cards | €0.25 | 2.9% | International customers |
| PayPal | €0.35 | 2.9% | Global reach, buyer protection |
| Bank Transfer | €0.00 | 0% | High-value, B2B payments |
🎯 Choosing the Right Payment Methods
For European Businesses
1
Start with Local Methods
Enable iDEAL for Netherlands, Bancontact for Belgium, and SEPA for EU-wide coverage
2
Add International Cards
Support Visa and Mastercard for international customers and tourists
3
Consider Digital Wallets
Add PayPal and Apple Pay for mobile-first customers
4
Enable SEPA for Subscriptions
Set up SEPA Direct Debit for recurring billing and subscription models
For Global Businesses
1
Universal Card Support
Enable all major card networks (Visa, Mastercard, Amex)
2
Digital Wallet Integration
Support PayPal, Apple Pay, and Google Pay for broader reach
3
Regional Specialists
Research and add local payment methods for your target markets
4
Alternative Methods
Consider BNPL and bank transfers for specific customer segments
🔧 Payment Method Configuration
Configure payment methods through your PayRequest dashboard:🚨 Security and Compliance
All payment methods in PayRequest maintain the highest security standards:PCI Compliance
- PCI DSS Level 1 certification
- Secure card data handling
- Tokenization for stored data
- Regular security audits
Fraud Protection
- Real-time fraud detection
- Machine learning algorithms
- Risk scoring systems
- Merchant protection programs
Data Protection
- GDPR compliance
- Data encryption in transit
- Secure data storage
- Privacy by design
📞 Need Help with Payment Methods?
Setup Assistance
Get help configuring payment methods for your specific business needs
Provider Support
Direct support for payment provider integration and troubleshooting
Optimization Consulting
Analyze and optimize your payment method mix for better conversion
🎓 Next Steps
Set Up Payment Providers
Connect Mollie, Stripe, or other providers to start accepting payments
Create Payment Forms
Build custom payment forms for specific use cases and campaigns
QR Code Payments
Enable contactless payments with QR codes for in-person transactions
Handle Chargebacks
Learn to manage and prevent payment disputes effectively
Pro Tip: Start with 2-3 payment methods that match your customer base, then gradually add more based on customer requests and geographic expansion. Monitor performance metrics to optimize your payment method mix for maximum conversion and minimum costs.